Razwana is currently the outsourced Compliance Officer and Money Laundering Reporting Officer for a number of DFSA Authorised Firms that offer financial services across various sectors including brokerage, fund management, private wealth and corporate finance.
Razwana’s professional career began in 2004 with Morgan Stanley UK where she joined as an analyst in the Operational Risk and Controls team. Razwana has worked across a number of business areas including EMEA Payment Utility, EMEA Business Management and in the European Equity Settlement Controls team as a subject matter expert covering Euronext and Euroclear markets for the settlement of European equities, ETFs and fixed income bond trades. Razwana later went on to be appointed as a project co-ordinator, collaborating with internal stakeholders to bring in system and process efficiencies through the development of payment affirmation, settlement and reconciliation systems. Razwana left the firm in 2015 as a director, from a governance and oversight role within the Shared Service and Banking Operations division.
Razwana moved into compliance after relocating to the Middle East and in 2018 she joined a UAE-based onshore consultancy firm where she was responsible for drafting policies and procedures manuals and supporting management with completing client applications for regulatory licensing to the DFSA and FSRA.
In 2019, Razwana joined a boutique private wealth and corporate finance advisory firm in the DIFC as VP Compliance. Razwana was responsible for the overall compliance and AML framework at the firm, presenting compliance and MI reporting covering the HNW individuals and corporate clients of the firm to the SEO and board of directors.
Prior to joining Waystone, Razwana was supporting a DFSA-regulated fund manager where she was responsible for providing compliance oversight to the fund managers day-to-day running of the investment fund, ensuring the fund was operating in line with the parameters set out in the fund’s constitution. Razwana liaised with the custody bank and fund administrator whilst ensuring due diligences on the fund’s delegated service providers were in place. Razwana completed DFSA regulatory reporting and key DIFC authority requirements at both firm and investment fund level. Whilst in this role, Razwana also led the implementation of a number of project initiatives including the setup of a property management platform and the integration of a payment gateway for real estate property held within the investment fund.
Razwana holds a Bachelor of Arts with distinction in Financial Services from Glasgow Caledonian University and is a Chartered MCSI.
