Razwana’s experience in compliance began in the Middle East in 2018 with a UAE-based onshore consultancy firm where she was responsible for drafting policies and procedures manuals and where she supported management with completing client applications for regulatory licensing to the DFSA and FSRA.
In 2019, Razwana joined a boutique private wealth and corporate finance advisory firm in the DIFC as VP of Compliance. Razwana was responsible for the overall compliance and AML framework at the firm, presenting compliance and MI reporting to the SEO and Board of Directors regarding HNWI and corporate clients of the firm.
Previously, Razwana was supporting a DFSA-regulated fund manager where she was responsible for providing compliance oversight to the fund managers day-to-day running of the investment fund, ensuring the fund was operating in line with the parameters set out in the fund’s constitution. Razwana liaised with the custody bank and fund administrator whilst ensuring due diligences on the fund’s delegated service providers were in place. Razwana completed DFSA regulatory reporting and key DIFC authority requirements at both firm and investment fund level. While in this role, Razwana led the implementation of a number of project initiatives including the setup of a property management platform and the integration of a payment gateway for the real estate property held within the investment fund.
Razwana’s professional career began in 2004 at Morgan Stanley UK where she joined as an analyst in the Operational Risk and Controls team. During her tenure, Razwana worked across a number of business areas including; EMEA Payment Utility, EMEA Business Management and in the European Equity Settlement Controls team as a subject matter expert covering Euronext and Euroclear markets for the settlement of European Equities, ETFs and Fixed Income Bond trades. Razwana was then appointed as a project co-ordinator collaborating with internal stakeholders to bring in system and process efficiencies through the development of the payment affirmation, settlement and reconciliation systems. In 2015, Razwana was promoted to Director in a governance and oversight role within the Shared Service and Banking Operations division.
Razwana holds a Bachelor of Arts degree with distinction in Financial Services from Glasgow Caledonian University and is a Chartered MCSI.